When the time comes, the last thing your family should face is uncertainty. The "Plan of Love" Final Wishes Planning Kit provides clear direction, making it easy for your family to know your heart. Thus, ensuring your loved ones can find peace of mind and comfort in one another.

Final Wishes Planning

We provide the paperwork you need—at no cost—so your family knows exactly what to do and has everything needed to carry out your wishes.

Affordable Funding

Remove the financial burden from your loved ones with our affordable final-expense plans. We'll work with you to find a solution that fits your budget.

Protect Their Future

Give your grandchildren lifelong protection with Children’s Whole Life—available for ages 0–17, offers guaranteed coverage—regardless of future health.

Frequently Asked Questions

What do you offer with the Final Wishes Planning?

Our Final Wishes Planning program "Plan of Love"protects your family from the 3 C's... Chaos, Confussion and Conflict. We offer free paperwork and planning options, to everyone we meet with, at absolutely no cost to you. Including a Final Wishes Planner, a Living Will, and a Last Will and Testament. Our mission is to ensure your family can grieve in peace, knowing they are following your wishes.

What do you mean by Affordable Funding?

I, Pam Lavigne, am an independent Agent/Broker which means I work with many companies. Because of that, I am able to make sure to get you the absolute lowest price on the best Final Expense products out there. I have companies that will cover 98% of health conditions. So, we can get your Final Wishes plan paid for, and your family will have what they need when the time comes. I work with you to make sure we fit it into your budget. If you choose not to fund your plan, then I will work with you to have the paperwork and plan in place without funding it. I want you to have what you need and are comfortable with.

Why would I Protect the Future of my Grandchildren?

Life Insurance can be very hard to get when illnesses strike. At the very least illnesses make it more expensive. By protecting your grandchildren while they are young, before they have any medical problems, you lock in their ability to get life insurance. That is why by giving your grandchildren this gift, you guarantee they can have this coverage for life. Children's Whole Life is very inexpensive and one of the best gifts you can give your children or grandchildren. Children's Whole Life Insurance covers children from 0-17 years. At age 18, your child or grandchild has the option to increase the coverage guaranteed, regardless of health. It even builds cash value.

How can I book an appointment?

You can easily book an appointment by clicking this link or by contacting Pam Lavigne directly at (704) 244-6400.

What types of insurance do you offer?

I am a Life and Health Insurance Agent/Broker. This means that I work with many companies and offer all kinds of Life Insurance. Term Life (For ages 18-60), Mortgage Protection Life (Designed to pay off your mortgage), Whole Life (Stays the same price, builds cash value & covers you for your whole life), Final Expense Whole Life (Pays your final expenses ages 45-85, the price never increases, and it builds cash value), Indexed Universal Life (Builds cash value, funds retirement, and Life Insurance), Children's Whole Life (Headstart to guarantee coverage for life - Children 0-17). Also, I offer supplimental Health Insurance that helps you with money that comes directly to you in the event you are in the hospital.

"My mission is simple: to help families be prepared. I know firsthand how devastating it is to lose a loved one and face the burden of debt on top of grief. That’s why my goal is to make this process clear, easy, and stress-free — so your family can focus on what truly matters: each other."

~ Pam Lavigne

Contact us

If you have any questions, feel free to contact me either through this form or give me a call at (704) 244-6400.